There are 3 names in this directory beginning with the letter I.
Your share (for example, 20%) of the allowed amount for covered healthcare services. Your share is usually lower for in-network covered services.
A fixed amount (for example, $15) you pay for covered health care services to providers who contract with your health insurance or plan. In-network copayments usually are less than out-of-network copayments.
Individual Responsibility Requirement
Sometimes called the 'individual mandate', the duty you may have to be enrolled in health coverage that provides minimum essential coverage. If you don't have minimum essential coverage, you may have to pay a penalty when you file your federal income tax return unless you qualify for a health coverage exemption.